M THE INSIGHT HUB
// media

Do I need health insurance if I have VA health care?

By Jessica Hardy

Yes. Being signed up for VA health care meets your Affordable Care Act health coverage requirement of having “minimum essential health coverage.” You don’t need any other insurance to meet this requirement.

Is every veteran eligible for health care?

Veterans generally must be enrolled to receive VA health care. Enrollment assures Veterans that comprehensive health care services are available when they are needed. If you served in the active military service and were separated under any condition other than dishonorable, you may qualify for VA health care benefits.

Can I use my VA health care anywhere?

You may select any VA facility that is convenient for you. If the facility you choose cannot provide the health care that you need, VA will make other arrangements for your care based on administrative eligibility and medical necessity.

Is VA health care creditable coverage?

Enrollment in the VA health care system is considered creditable coverage for Medicare Part D purposes. Since only Veterans can enroll in the VA health care system, dependents and family members do not receive credible coverage under the Veteran’s enrollment.

What is the income limit for VA health care?

In 2020, the VA National Income Thresholds are as follows: $34,171 or less if you have no dependents. $41,005 or less if you have one dependent. $43,356 or less if you have two dependents.

What are the income limits for VA health care 2019?

Annual Income Limits – Health Benefits

Veteran with:VA National Income ThresholdVA Housebound Threshold
0 dependents$33,632 or less$16,540
1 dependents$40,359 or less$20,731
2 dependents$42,672 or less$23,044
3 dependents$44,985 or less$25,357

Is the VA covered by the Affordable Care Act?

The good news is that Veterans enrolled in VA health care programs have health coverage that meets the health care law’s standard and do not have to take any additional steps for health coverage under the law.

What does it mean to apply for VA health care?

Enrollment in VA health care means you have: Medical care rated among the best in the U.S. Immediate benefits of health care coverage. Veterans may apply for VA health care enrollment at any time. No enrollment fee, monthly premiums, or deductibles. Most Veterans have no out-of-pocket costs.

Do you qualify for VA dental care if you are a veteran?

All Veterans receive coverage for most care and services, but only some will qualify for added benefits like dental care. The full list of your covered benefits depends on: You should also know that being signed up for VA health care meets your Affordable Care Act (ACA) health coverage requirement of having “minimum essential health coverage.”

Can you get health insurance outside of VA?

Since VA care meets the standard for health care coverage, you wouldn’t be eligible for assistance to lower your cost of health insurance premiums if you chose to purchase additional health care coverage outside of VA. However, you may still purchase private health insurance on or off the Marketplace to complement your VA health care coverage.