M THE INSIGHT HUB
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What happens to my disability when I turn 67?

By Andrew Thornton

At full retirement age — currently 66 and 2 months and gradually rising to 67 over the next several years — your SSDI payment converts to a retirement benefit. The reduction ends when you hit full retirement age, so your Social Security benefit would increase at that time.

Can you collect SS disability and SS retirement at the same time?

In most cases, you cannot collect Social Security retirement and Social Security Disability Insurance (SSDI) at the same time. You may, however, qualify for Supplemental Security Income (SSI) if you meet the strict financial criteria while drawing either Social Security retirement or SSDI benefits.

What happens to Social Security disability at age 66?

Note well, though, that this doesn’t apply if you were already collecting early retirement benefits before you were disabled. In that case, you’ll receive disability payments, but your retirement benefits at age 66 will go back to their reduced amount based on your having started collecting them early.

What happens if you become disabled at age 62?

This works in your favor because nothing changes until you reach FRA. At that point, you will automatically be moved from SSDI to the full retirement program. If you become disabled at age 62, you are permitted to apply for both early retirement, which is about 75% of the benefit of full retirement, in addition to SSDI.

Can a 62 year old get Social Security and disability at the same time?

Because disability claims take months, even years longer to process than retirement claims, some people who turn 62 with significant health issues apply for both benefits at once, so as to have some Social Security income while awaiting an SSDI decision.

Can you retire on social security if you are disabled?

It doesn’t matter how much income you have from other sources; you are still entitled to your full Disability Benefit amount, just like people who retire at Social Security’s Normal Retirement Age. Is your disability caused by an obvious medical condition or disease?