M THE INSIGHT HUB
// politics

Why will a customer buy health insurance?

By Alexander Torres

Health insurance provides people with a much needed financial backup at times of medical emergencies. Health risks and uncertainties are a part of life. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

How does clientele hospital PLan work?

As it’s name implies, it is a hospital insurance plan, which can be likened to an investment on par with short-term insurance. It pays out a cash lump sum per stay in hospital, which you may spend any way you wish. Payment is made regardless of whether you go to a private hospital, or a government one.

How do I claim from clientele?

Clientèle has made it simple for you to claim by giving you the option to choose the method you are most comfortable with:

  1. Contact our Call Centre on 011 320 3000;
  2. Fax us on 011 320 3170;
  3. SMS your Policy Number to 31041 (Standard rates apply);

How do I claim IFA?

  1. Contact our National Contact Centre on 011 320 3000.
  2. SMS the Policy Number to 43973*
  3. Initiate your claim via the IFA App.
  4. Use the IFA Self Service Platform online at selfservice.ifa.co.za or email [email protected]

What do hospital plans cover?

A hospital plan covers you for any medical procedures that are performed in a private hospital, such as if you’re in an accident and need an emergency operation. Any medication or doctor visits out of hospital would be for your own account.

What does hospital cover include?

Hospital cover is a type of private health insurance policy that covers a patient to be treated as a private patient in either a public hospital or a private hospital. Hospital cover includes cover for many elective surgeries as well as emergency or medically necessary surgeries.

Is there a toll free health insurance customer care number?

Your insurer will provide you with a toll-free customer care number along with your health insurance plan. This number will redirect you to an expert/assistant of the policy working in the company and available at your service around the clock.

What does it mean to have health insurance?

Health insurance covers cost of an insured individual’s medical and surgical expenses. Subject to the terms of insurance coverage, either the insured pays costs out-of-pocket and is subsequently reimbursed or the insurance company reimburses costs directly.

Which is the best health insurance plan for You?

While you plan your finances, don’t miss out on buying a health insurance plan for yourself.Get benefits like fitness discount and sum insured rebound. Our health insurance plans for individuals will take care of medical expenses without impacting the savings. Your parents care for you always.

How to contact Bajaj Allianz health insurance customer care?

If you are looking to resolve Bajaj Allianz Health Insurance related queries or have a complaint to raise, you can reach out by call or via email mentioned below: Besides, distressed customers can visit the nearest Bajaj Allianz General Insurance branch.